瑞穗金融董事长佐藤康博：把握后疫情时代数字化转型机遇

　　“我的2020” | 瑞穗金融集团董事长佐藤康博：把握“后疫情”时代数字化转型机遇

来源：中国发展高层论坛 

　　“CDF之声”栏目旨在汇聚关注、支持和参与论坛的重要商业领袖，向国内公众和国际社会传递论坛与会代表的心声。

　　2020年是个不平凡的年份。2020年，新冠疫情席卷全球，全球经济政治不确定性增强，各行业面临全新的机遇与挑战。

　　历经2020年的洗礼，站在全新的2021年，世界500强与行业领先企业的商业领袖们，对于自己与家庭的联系，对于所在企业及行业发展及全球化与合作共赢均有了新的理解。

　　今年的“CDF之声”栏目，论坛秘书处邀请参会代表们以“我的2020”为题，分享过去一年来自己与他们所领导的企业、所在行业与国家的共同经历与感受。今天发声的是瑞穗金融集团董事长佐藤康博（Yasuhiro Sato）。

　　2020年，佐藤康博看到了中国率先从新冠肺炎疫情中恢复，并带领全球经济走向复苏。他认为，在新冠疫情的冲击下，两件事情变得格外重要。

　　一是重建稳定的全球供应链。就这点而言，最近中国、日本、东盟等15国共同签署的区域全面经济伙伴关系协定具有重要的象征意义，世界经济将基于这一框架持续稳定发展。

　　二是进行数字化转型。这一课题在“与疫情共存”或“后疫情”时代尤为关键，有关数字化转型的核心技术也将受到越来越多的重视。此外，“开放式创新”对数字化转型领域的发展也十分重要。

　　展望未来，佐藤康博期待看到在区域全面经济伙伴关系协定框架下重新构建的全球供应链形态，也希望能够强化瑞穗在金融领域的领头羊作用，抓住数字化和远程化转型的关键机遇。

　　他表示，瑞穗将继续努力确保国际金融市场稳定持续发展，为中日两国及全球的经济发展作出贡献。

　　以下是视频中英文全文：

　　大家好，我是日本瑞穗金融集团董事长佐藤。

　　首先对2021年中国发展高层论坛顺利召开并得到世界各地嘉宾的线上参会表示衷心祝贺。

　　在中国政府强有力的领导下，中国率先在抗击疫情方面取得了突出成就，引领着世界经济走向复苏。作为一家在华开展业务的企业，我们愿意继续和中国携手，共同为疫情后的中国经济和世界经济的发展作出努力。

　　今天，我想谈一谈新冠疫情催生出的新商机以及瑞穗集团采取的行动。

　　疫情暴发初期，世界各地出现了工厂停产，部分国家出于优先确保本国经济、稳定民心的考虑还实施了出口限制。有人说，世界经济在经历了这场疫情后或将朝着“本国优先”的方向迈进，我反倒认为，重建一个在不测事态下也能顺畅发挥作用的全球供应链在当下尤为重要。就这点而言，不久前由日本、中国、东盟等15国共同签署的RCEP具有极其重要的象征意义。今后，在此类框架平台下，经济发展将更加持续稳定，其结果必将促使各行各业商机扩大。

　　在“与疫情共存”或“后疫情”时代下，针对消费者行为模式向“非接触式”转变的数字化转型是一个重要课题。除电子商务外，消费者对远程办公、远程医疗、远程看护、远程教育、自动驾驶等“非面对面”、“非接触式”的新产品和新服务的需求不断扩大，同时有关数字化转型的核心技术，诸如人工智能、云技术、量子技术、半导体和通信技术等的重要性也将日益提升。这些数字化转型措施，不仅有助于提高经济效率、提升劳动生产率，还对推进工作方式改革、缩小受教育差距、解决少子老龄化等重要课题十分必要。要实现社会的数字化转型，促进数据的灵活应用至关重要。尤其是在公平公正规则下的数据应用方面，完全可以借助中日合作来创造更多商机。

　　瑞穗作为世界领先的金融集团之一，我们展望未来在RCEP等新框架下重新构建起的全球供应链形态，充分利用雄厚的客户资源，进一步强化在资金业务和债券市场上的领头羊作用。

　　此外，抓住数字化和远程化等社会结构转型的机遇，对已全面启动的AI信用评级小额贷款、智能手机资金结算等金融服务将进一步加速升级。“开放式创新”对这个领域的发展十分重要，希望就此和中国的企业积极探讨合作机会。

　　无论是与疫情共存还是后疫情时代，金融机构的本质基础依旧是发挥维持社会运行所必要的金融功能。瑞穗将继续为保障国际金融市场的稳定持续、为推动中日两国乃至世界经济的发展贡献绵薄之力。谢谢。

　　I am the chairman of the board of Mizuho Financial Group， Yasuhiro Sato． 

　　I would like to express my heartfelt congratulations on the holding of the 2021 China Development Forum， with the participation of many people from all over the world． 

　　Due to the Chinese government’s strong leadership， China has achieved outstanding results in COVID-19 infection control compared to other countries around the world． One of the first countries to recover from the COVID-19 pandemic， China is a driving force in the global economy． As a company operating in China， we would like to work together with China for the development of the Chinese economy and the world economy in the wake of the COVID-19 pandemic． 

　　Today， I would like to talk about the business opportunities created by COVID-19， along with Mizuho‘s initiatives．

　　In the early stages of the COVID-19 pandemic， factories shut down around the world． Some countries moved to restrict exports with the idea of giving top priority to their own economies and their own people． In light of this experience， some believe that the trend in the future will be to prioritize one’s own country within the world economy． However， I think it is extremely important to rebuild the system so that the global supply chain can function smoothly even in the event of unanticipated situations． In this sense， the RCEP， recently signed by 15 countries， including Japan， China， and ASEAN， is very important and symbolic． Based on this framework， we believe that sustainable and stable economic development will be possible in the future． As a result， business opportunities will expand in all industries．

　　Amid the current “with-COVID-19” world and in the “post-COVID-19” world of the future， people’s changed behavior patterns demand “no contact，” and it is important to digitalize in order to cope with such． In addition to e-commerce， demand is expanding for new no-face-to-face and no-contact products and services such as teleworking， telemedicine， telecare， distance education， and autonomous driving． Together with this trend， growing importance will certainly be placed on technologies that are the basis of digitalization， for example， AI， cloud computing， and quantum technology， as well as technology related to semiconductors and communications． Such digitalization is indispensable not only to improve economic efficiency and labor productivity but also to resolve important issues such as work-style reform， educational disparities， and the declining birthrate and aging population． The utilization of data under fair rules is extremely important for the digitalization of society． I think this is an area where we can create great business opportunities through cooperation between Japan and China．

　　Next， regarding Mizuho‘s initiatives as a top global financial group， while looking ahead to the future shape of the global supply chain， which will be rebuilt within a new framework such as RCEP， we will continue to strengthen our leading role in the loan business and bond markets by utilizing our broad customer base．

　　In addition， perceiving structural changes in society such as involving digitalization and remote work， we desire to further evolve and accelerate financial services such as payment by smartphone and lending for individuals based on AI credit scoring—both of which we have already started． The idea of so-called “open innovation” is important in this field， and we would like to give proactive consideration to opportunities to collaborate with Chinese companies．

　　Lastly， even during the “with-COVID-19” and “post-COVID-19” eras， the role of financial institutions is still based on “maintaining the financial functions” that are indispensable for society． Mizuho will endeavor to ensure the stability and sustainability of international financial markets and will contribute to the development of Japan and China， as well as to the development of the global economy overall． Thank you for your time and attention today．

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